Services

A wayfinder, over the centuries, has been one who has a unique blend of knowledge and skills to help navigate a ship through ever-changing conditions to a desired destination. We play that role for our clients, helping guide them through changing financial, economic, and life conditions, toward their values and goals. We do this with a wealth management framework we call Seaway Wayfinder. It involves three main disciplines: Plan, Invest, and Protect. Here is a summary of those services:

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Plan

  • Envision and define your financial and life values/goals
  • Organize, simplify, and monitor your finances with Investor360®
  • Benefit from employer and government benefits and pension programs
  • Deleverage and pay down your debt(s) efficiently over time
  • Empower family or charitable giving with greater purpose and tax savings

Invest

  • Align your savings and spending habits with your long-range goals
  • Shelter investments from the negative drag of taxes
  • Allocate your investments in alignment with your risk tolerance and goals
  • Discipline your behavior as an investor

Protect

  • Prepare for adversity with emergency source(s) of funds and liquidity
  • Hedge against risks such as health care costs, survivorship, convalescent care, etc.
  • Insure against potential risks to your wealth and longer-range plans
  • Legacy your assets where the inheritance of your estate is intentional and tax efficient

NaviFolios™

We invest in the same spirit of famed investor Sir John Templeton when he advised, “See the investment world as an ocean and buy where you get the most value for your money.” Investment opportunities and risks ebb and flow across global markets over time, and our proprietary NaviFolios™ approach seeks to navigate those changing currents and tradewinds to deliver strong risk-adjusted returns to our client portfolios over the long term. Since 2008, our NaviFolios™ investment process takes a global, valuation-driven approach to asset allocation as we pursue more smooth returns and less volatility over a full market cycle.

All securities and advisory services are offered through Commonwealth Financial Network, our Registered Investment Adviser-Broker/Dealer. Asset allocation programs do not assure a profit or protect against loss in declining markets. No program can guarantee that any objective or goal will be achieved. Investments are subject to risk, including the loss of principal. Some investments are not suitable for all investors, and there is no guarantee that any investing goal will be met. Past performance is no guarantee of future results. Talk with your financial adviser before making any investing decisions.