Our Services
A wayfinder, over the centuries, has been one who has a distinct blend of knowledge and skills to help navigate a ship through ever-changing conditions to a desired destination. We play that role for our clients, helping guide them through changing financial, economic, and life conditions, toward their values and goals. We do this with a wealth management framework we call Seaway Wayfinder. It involves three main disciplines: Plan, Invest, and Protect. Here is a summary of those services:
Plan
- Envision and define your financial and life values/goals
- Organize, simplify, and monitor your finances with Investor360®
- Benefit from employer and government benefits and pension programs
- Empower family or charitable giving with greater purpose
Invest
- Align your savings and spending habits with your long-range goals
- Shelter investments from the negative drag of taxes
- Allocate your investments in alignment with your risk tolerance and goals
- Discipline your behavior as an investor
- Deleverage and pay down your debt(s) efficiently over time
Protect
- Prepare for adversity with emergency source(s) of funds and liquidity
- Hedge against risks such as health care costs, survivorship, convalescent care, etc.
- Insure against potential risks to your wealth and longer-range plans
- Legacy your assets with intentional and tax-efficient estate planning
NaviFolios™
Academic investment research over the decades has revealed how seeking certain attributes in security selection can improve portfolio outcomes over time. These security selection attributes have come to be known as factors. Factor investing targets securities with specific characteristics including value, quality, momentum, size, and minimum volatility which can contribute to returns and risk reduction. By investing globally with a multifactor approach and low fees, we seek to navigate and capture the best opportunities and values across the world.
Famed investor Sir John Templeton advised, “See the investment world as an ocean, and go to where you find the best values.” Seaway Financial’s NaviFolios™ seek to find such values by bringing together evidence-based factors of attractive valuations, quality, low volatility, and momentum. This global multifactor approach is designed to deliver strong risk-adjusted performance over the long term.
All securities and advisory services are offered through Commonwealth Financial Network, our Registered Investment Adviser-Broker/Dealer. Asset allocation programs do not assure a profit or protect against loss in declining markets. No program can guarantee that any objective or goal will be achieved. Investments are subject to risk, including the loss of principal. Some investments are not suitable for all investors, and there is no guarantee that any investing goal will be met. Past performance is no guarantee of future results. Talk with your financial adviser before making any investing decisions.